As seniors are increasingly embracing online platforms, everything from social media to online banking, they are also increasingly vulnerable to online scams and attacks. Malicious programs that seek to collect and sell data for nefarious purposes are common. Protecting data and information is important to online security. These are some important tips and suggestions to staying safe online:
Secure Password Practices
Instead of a single word, use a phrase or goal setting phrase that is personal to you. (Example, MyFavoriteBandIsTheBeatles62*! Or Drink8GlassesOfWater) The addition of numbers, symbols and a mix of uppercase and lowercase letters also increases security. Remember never use names and dates, such as birthdays or anniversaries, associated with children, pets, spouses, etc.
Safe Internet Browsing/Secure Sources:
Never click links or download attachments from websites or emails that are unfamiliar. “Phishing” is a common but fraudulent practice of sending emails designed to look secure but to steal personal information. Always check the sender even if the email looks safe with official logos, etc. The email address it is being sent from is often not associated with the company. Most Companies will not reach out via email to reset passwords or update personal information unprompted by the client. If you are suspicious, do not respond and contact the company through their customer service phone number.
Enable Two-Factor Authentication For Better Security
Two-factor authentication is a system used by many but not all online platforms that will typically send a code to your phone to input into a website or program in addition to requiring a password. This is a simple step that can significantly increase the security of your accounts and should be enabled, whenever possible. Check with your bank and financial institutions to see if they offer this service. It’s also great on social media sites like Facebook and Instagram!
Secure Wi-Fi Networks
Make sure that your Wi-Fi network at home is password protected with a strong password. If you aren’t sure how to change it, contact your internet provider. Additionally, avoid using public Wi-Fi (such as at the library or coffee shops) for online platforms that utilize sensitive personal information, like banking.
Online Privacy Settings Security
Many seniors use social media to stay in touch with family or engage with communities of people with shared interests. It is important to ensure that profiles are set to be shared only with people you have added or know personally. Reminder: be cautious of anyone soliciting for personal information through messaging on social media, even if it may appear to be someone you know. It is possible that the “person” reaching out is from a compromised account.
These are some basic safety precautions to take online we hope you find helpful. To read further and more in depth about taking precautions online and keeping your personal information protected we recommend “Hack-Proof Your Life Now” by Sean M. Bailey and Devin Kropp.
This article was written by April Greenberg who is an employee with Lynn Michel Insurance, LLC in May of 2024.