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Since most prescription drug plans change every year and new plans are effective on January 1, it is important to understand the best ways to minimize your costs with your prescription drug plan. Here are a few tips: Use a preferred pharmacy Prescription drug plans offer preferred pharmacies, standard pharmacies and mail order pharmicies. Your […]

It’s a topic most people want to talk about. A funeral means the end. Most of us know this is going to happen, but we don’t want to think about it. There are some individuals who plan for everything and there are some individuals who leave the funeral planning to those around them when they […]

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Parent conversations, discussions, and aging. I feel like it’s a subject everybody understands is worth talking about, but refrains from doing so because it can dampen moods and because of that: Conversation of aging gets put off by a lot of people. Namely teenagers. Teenagers. Far from any thoughts of retirement and preparing their 41K’s, […]

What defines a Medicare Broker and how do you choose the best one for you? First, it’s important to understand that a Medicare Broker can have many titles. Bottom line, they are insurance agents. They represent insurance companies that offer the products you need to consider when evaluating your Medicare options. Medicare Brokers must go […]

Growing Up, we never expect that we will one day be loosing a childhood friend. As teenagers we think we are invincible. Time will go on forever and we’ll always be connected to our friends. Life teaches us differently! As we age, we realize that we will lose people, but never without having the opportunity […]