The Birthday Rule is for those that have a Medicare Supplement (Medigap) plan. It could save you hundreds of dollars a year — without having to answer a single health question. If you live in Maryland, Delaware, or Virginia, you already have this protection. Here’s everything you need to know about how it works, what […]
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Why Are My Medicare Supplement Premiums Increasing?
If you’ve opened your Medicare Supplement (Medigap) renewal notice lately and done a double-take at the new premium, you’re not alone. Medigap costs have been climbing steadily, and 2026 is no exception. We want you to understand what is driving the increases as well as options for you to consider. For most of the last […]
Medicare GLP-1 Bridge Program
As of July 1, 2026, CMS (Centers for Medicare and Medicaid) began offering a program for weight loss drugs for Medicare beneficiaries called Medicare GLP-1 Bridge Program. Below is a list of FAQ’s that summarizes the program for you. Since this article was initially published June 30, 2026, details may change. Be sure to check […]
Prescription Drug Information 2025-2026
Lowering the cost of prescription medications is important. Each year, prescription medications costs continue to rise. We continue to see fewer medications covered with deductibles, copayments and coinsurance amounts increasing. Knowing the resources available can have a significant impact on your monthly prescription costs. Below you will find resources to help you explore cost saving […]
50
March 1, 2025 represents 50 years that I have been part of the insurance industry. While I might not look my age, I actually started working for my dads insurance agency when I was 15. March 1, 1975 was my first day of employment. My dad started his insurance agency a few years earlier so […]
The Sandwich Generation
In 2014, I was in the middle of the Sandwich Generation. I was a mom, caregiver and about to enter the most difficult five years anyone can imagine. My Son It started with my oldest son, who was serving in the Marines. He had been home from Afghanistan for about 12 months and I was […]