As seniors are increasingly embracing online platforms, everything from social media to online banking, they are also increasingly vulnerable to online scams and attacks. Malicious programs that seek to collect and sell data for nefarious purposes are common. Protecting data and information is important to online security. These are some important tips and suggestions to […]
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How Does a Medicare Broker Get Paid?
One question people often ask is “How does a Medicare Broker get paid?” What many people don’t realize is there is no charge to work with a Medicare broker. The insurance company pays the broker. Our goal is to help you understand the different plans that are available so that you can make a decision […]
The Importance of Life Insurance
This is a true story about how life insurance can make a difference in a families life. It was Saturday, November 27th, 1999. I was cleaning my house when the phone rang. My mom was on the other end with 4 words. Your sister is dead. I thought it was a joke, but I also […]
Prescription Drug 2022
Since most prescription drug plans change every year and new plans are effective on January 1, it is important to understand the best ways to minimize your costs with your prescription drug plan. Here are a few tips: Use a preferred pharmacy Prescription drug plans offer preferred pharmacies, standard pharmacies and mail order pharmacies. Your […]
FUNERAL EXPENSES
It’s a topic most people don’t want to talk about. A funeral means the end. Most of us know this is going to happen, but we don’t want to think about it. There are some individuals who plan for everything and there are some individuals who leave the funeral planning to those around them when […]
Parent Discussions
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Parent conversations, discussions, and aging. I feel like it’s a subject everybody understands is worth talking about, but refrains from doing so because it can dampen moods and because of that: Conversation of aging gets put off by a lot of people. Namely teenagers. Teenagers. Far from any thoughts of retirement and preparing their 41K’s, […]